Savannah Real Estate Lawyer -

10 Nov

Thank You for 25 Years!

Written By Joel Gerber Posted In Real Estate

Last month marked my 25^th year practicing law. It’s taken me from Atlanta to Savannah and from one of the largest law firms in the world to Brannen, Searcy & Smith, LLP. While I have helped tens of thousands of clients and individuals along the way, I wanted to take this opportunity to thank the REAL ESTATE COMMUNITY that I have the privilege to serve.

YOU ARE AMAZING! I SEE IT FIRST-HAND EVERY SINGLE DAY!

I have had (and continue to have) the distinct pleasure of working with the most incredible Realtors, lenders and real estate-related professionals in the area. You are smart, tenacious, thoughtful and caring. The work-ethic you display on a daily basis is unmatched. I like to think I work pretty hard, but it’s nothing compared to being a Realtor.

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11 Feb

Homestead Exemption and Happy New Year!

Written By Joel Gerber Posted In Homestead Exemption

Now that the holidays are over and Happy New Year is here, another important “H” word must be addressed. That’s right . . . the Homestead Exemption. The following is a guide to help you determine the right time to file the Homestead Exemption.

If you are a Georgia resident who purchased a primary residence in 2025 (or made a prior owned property your primary residence as of December 31, 2025) and that property is located in Bryan, Bulloch, Effingham, Glynn, Liberty, Long, McIntosh or Tattnall Counties, you should file for the Homestead Exemption now. By filing for the Homestead Exemption, you will receive a reduction in your home’s assessed value. You only file the Homestead Exemption one time. Please click your county’s link below for specific information on filing the Homestead Exemption.

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10 Feb

Joel What Do I Do? How Do I Protect the Title to My Home?

Written By Joel Gerber Posted In Real Estate

One of the most common questions I get asked as a residential real estate closing attorney is, “What can I do to protect the title to my home?” I wouldn’t be surprised if you as a Realtor also have been asked this question many times before by your clients and friends.

The short answer is NOTHING. There is nothing you can do to prevent someone from recording a fraudulent deed on the public record. You can, HOWEVER, sign up with the State of Georgia’s FREE Filing Activity Notification System (“FANS”). Please keep reading as there are other ways you can protect yourself against fraudulent deeds or security deeds filed on the real estate records.

So what is FANS? FANS was developed by the Georgia Superior Court Clerk’s Cooperative Authority (GSCCCA) as a valuable FREE tool that will notify you of certain filing activity on the Georgia real estate records.

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30 Oct

Joel What Do I Do? I Don’t Understand Everything About Mobile Home Transfers

Written By Joel Gerber Posted In Uncategorized

entrance of a house decorated with pumpkins for thanksgiving

One of the more complex and time-consuming issues we deal with as closing attorneys is when a purchase and sale agreement includes a mobile home (also known as a manufactured home). While there are instances when the transfer of a mobile home is treated like any other closing, there are times when numerous additional steps must be accomplished before we can close. This article will provide you with general information regarding the transfer of mobile homes in connection with closing and sets forth detailed information that you need to know as a Realtor when representing clients and a mobile home is involved with the transaction.

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04 Apr

Thank You Savannah: 2025 Best Real Estate Closing Attorney

Written By Joel Gerber Posted In Real Estate

I am honored to be recognized as one of the Best Real Estate Closing Attorneys by Savannah Magazine.

I’m REALLY posting this as an opportunity to thank my law partner Bailey Edwards and our entire team of paralegals who really are THE BEST!

Thank you so much for everything!

As always, if you need help with anything (even if it does not relate to a closing in my office) please call me on my cell anytime (even nights and weekends).

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01 Jan

Homestead Exemption: Some Things Will Never Change

Written By Joel Gerber Posted In Real Estate

While the landscape of college football has changed forever with the 12-team playoff, there is one thing that will never change: Filing for the Homestead Exemption.

If you are a Georgia resident who purchased a primary residence in 2024 (or made a prior owned property your primary residence as of December 31, 2024) and that property is located in Bryan, Bulloch, Effingham, Glynn, Liberty, Long, McIntosh or Tattnall Counties, you should file for the Homestead Exemption now. By filing for the Homestead Exemption, you will receive a reduction in your home’s assessed value. You only file the Homestead Exemption one time. Please click your county’s link below for specific information on filing the Homestead Exemption.

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31 Dec

CAD Contract Tip: Section 3(A)

Written By Joel Gerber Posted In Closing Tips, Real Estate

Community Association Disclosure Joel Gerber Savannah GA

I hope you are having a great start to the year. As you know, GAR made a change to the Community Association Disclosure (“CAD”) a year or so ago regarding the seller’s responsibility to pay for improperly disclosed HOA annual assessments. Because I continue to see Section A(3) of the CAD filled out improperly, I wanted to send this email to reiterate what the section says and highlight the impact to the seller for failure to fill out this section properly.

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20 Sep

Joel, What Do I Do? My Buyer Doesn’t Understand the Importance of Purchasing an Owner’s Title Insurance Policy

Written By Joel Gerber Posted In Real Estate

Private property and real estate insurance concept with red house protected by a transparent capsule among blue houses on white background D rendering

“Do I need title insurance?” is one of the most common questions I am asked as a closing attorney. The answer is a resounding YES. Most individuals purchasing a home do not understand what title insurance is or how it can protect them from the issues that frequently arise in connection with a real estate closing. In fact, many of the most common title issues that occur are not anyone’s fault. But without an owner’s title policy, it can create issues for your client in the future. Since most people purchase an owner’s title insurance policy, we are able to rely on that policy to prevent most delays in connection with closing. I hope this article helps educate buyers on the importance of obtaining an owner’s title insurance policy at closing.

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16 Jun

Joel What Do I Do? There are Solar Panels On The Home!

Written By Joel Gerber Posted In Real Estate

While there is plenty of information out there on the benefits of installing a solar panel system on a home, there isn’t much guidance when it comes to selling a property with solar panels. I have had a lot of questions recently regarding this issue. This article will address (1) what usually occurs on the public record when solar panels are financed, (2) the options a buyer and seller have at closing when financed solar panels are involved and (3) contract provisions that should be included when negotiating the sale of a home with a financed solar panel system.

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05 May

Navigating Closings Involving A Deceased Owner

Written By Joel Gerber Posted In Closing Tips, Real Estate

Death . . . it’s inevitable and unfortunately a part of the Circle of Life (Alexa play the theme song to The Lion King while I read this article). While there are oftentimes issues that arise when an individual passes, that certainly is the case when the individual dies owning real property. This article will address (1) what needs to be addressed from the listing side before the property is listed for sale, (2) a general overview of the probate process and (3) contract provisions that should be included when your client goes under contract on a home when probate hasn’t even been started or is pending.

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08 Mar

Tenants, Renters, and Lessees . . . Oh My! How to Address Tenant-Occupied Property

Written By Joel Gerber Posted In Contracts, Rental Properties

While many of the closings you work on as a Realtor involve owner-occupied properties (and you know exactly what to do), do you know how to approach one that is tenant-occupied? In situations where a property is tenant-occupied and the tenant will remain in the property after closing, the contract must be handled a certain way to ensure that your client, whether it’s the buyer or seller, is protected throughout the transaction (and after closing). This article will touch on some of the more important aspects from contract to close when a tenant will remain in the property after closing.

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14 Feb

My Buyer Can’t Attend Closing! What Can We Do?

Written By Joel Gerber Posted In Real Estate

We all love a closing! After all the hard work put in by the Realtors, lenders, closing attorneys, etc. it’s time to sign. One of the most common questions we are asked is how can a buyer sign the closing documents if he or she cannot attend closing. While there are a number of alternatives to signing in person (and every law firm handles that issue a little differently), we wanted to provide a brief summary of those options and the nuances involved with each.

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02 Jan

Homestead Exemption & Happy New Year

Written By Joel Gerber Posted In Homestead Exemption

Homestead Exemption

If you are a Georgia resident who purchased a primary residence in 2023 (or made a prior owned property your primary residence as of December 31, 2023) and that property is located in Bryan, Bulloch, Effingham, Glynn, Liberty, Long, McIntosh or Tattnall Counties, you should file for the Homestead Exemption now. By filing for the Homestead Exemption, you will receive a reduction in your home’s assessed value. You only file the Homestead Exemption one time. Please click your county’s link below for specific information on filing the Homestead Exemption.

If you are a Georgia resident who purchased a primary residence in 2023 (or made a prior owned property your primary residence as of December 31, 2023) and that property is located in Chatham County, please click the Chatham County link below to determine whether it is the right time for you to file the Homestead Exemption. You only file the Homestead Exemption one time. Please understand that the following information is general in nature and may not apply to your specific situation

Bryan County
Bulloch County
Chatham County

Effingham County
Glynn County
Liberty County

Long County
McIntosh County
Tattnall County

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01 Oct

Thank You! Thank You! Thank You!

Written By Joel Gerber Posted In Real Estate

PEAT

Best Real Estate Attorney in Savannah – 2020 Savannah Morning News

I am excited to announce that I was selected as the Best Real Estate Attorney and Best Overall Attorney by the Savannah Morning News. This is the third year in a row that I have received this honor.

There are so many talented and well-respected lawyers in the Coastal Empire. I am just grateful to be a part of that incredible group of individuals.
As always, I must acknowledge the Realtors that I have the incredible privilege of working with every day. Thank you for allowing me to do what I love! I also want to thank all of the lenders, my clients, as well as Brannen, Searcy & Smith, LLP for their unwavering support.

Finally, I am so fortunate to have such an amazing team of paralegals. None of this would be possible without their genuine passion for the world of residential real estate and commitment to providing an awesome closing experience.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at 912-484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Facebook | Linkedin | Instagram

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28 Jul

Rockstar Real Estate Paralegal Needed

Written By Joel Gerber Posted In Real Estate

Now Hiring Real Estate Paralega

Brannen, Searcy & Smith, LLP is looking to hire a well-qualified real estate paralegal to join the team.

The applicant must have a minimum of one year work experience as a residential real estate paralegal.

Equally as important, the applicant must have a wonderful rapport with real estate agents and lenders.Continue Reading

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03 Jun

Step by Step Guide to the Closing Process

Written By Joel Gerber Posted In Real Estate

Below is an article that summarizes the attorney’s role in the closing process. Download a printable PDF version to share with your buyers to educate them on this aspect of the home-buying experience.

What is a closing and what does the closing attorney do?

What an exciting time! You are thinking about purchasing a home. Moving forward, you will be working closely with your Realtor, the lender, and closing attorney. While the roles of the Realtor and lender might be obvious, you may have no idea what the closing attorney does. In a nutshell, the closing attorney is the quarterback for the entire transaction. The closing attorney works with the buyer and seller, both Realtors, and the lender. Having a great closing attorney (who has an amazing team of paralegals) is critical to ensure a seamless transaction. Below is a brief outline of the role of the closing attorney throughout the closing process (and more specifically, it is the way my firm handles each and every transaction).Continue Reading

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09 Jan

Don’t Be A Slow Poke When It Comes To Addressing The Homestead Exemption

Written By Joel Gerber Posted In Homestead Exemption, Real Estate

Homestead Exemption

As we all know, certain things just take time. Finding a parking spot at the mall during the holidays, checking out at Walmart, and POA closings, just to name a few. Determining whether to file for the 2020 Homestead Exemption should not be one of them.

For those of you who are a Georgia resident, purchased a primary residence in 2019 (or have made a prior owned property your primary residence as of December 31, 2019) and that property is located in Bryan, Effingham, Liberty, Bulloch, Glynn, Long, Tattnall or McIntosh Counties, you should file for the Homestead Exemption now. By filing for the Homestead Exemption, you will receive a reduction of your home’s assessed value each year going forward as long as you reside in the home as your primary residence.

To file for the Homestead Exemption in these eight counties you will need to bring your driver’s license (showing the new property address) and 2019 utility bill to your respective county tax assessor’s office. The Homestead Exemption must be filed before April 1, 2020. You only need to file for the Homestead Exemption one time.Continue Reading

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26 Nov

Why Do I Personally Call Every Buyer?

Written By Joel Gerber Posted In Real Estate

Why call

Purchasing a home is a BIG deal! For most individuals it will be the largest purchase of their lives. As a closing attorney, I take being a part of such a significant life event very seriously. So why do I call every buyer on every closing? There are actually several reasons.

First, there is nothing more important than speaking with a buyer early in the process to introduce myself and to answer any questions he or she may have. Learning that the purchaser is a first-time homebuyer, buying a second home or moving from another state helps me understand that buyer’s particular situation on the front end of the transaction. I also provide the buyer my cell phone number so they feel comfortable calling me anytime throughout the process. By speaking with the buyer prior to the closing I truly believe that it reduces the general anxiety that a buyer normally feels attending a closing. When I walk in the closing room both the buyer and myself know that we have spoken and are genuinely excited about finally meeting in person for the first time.Continue Reading

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03 Jun

Joel’s Listing Agent Checklist

Written By Joel Gerber Posted In Real Estate

Listing Agent Checklist JUNE

In 2017, at the request of a number of selling agents, I drafted Joel’s Selling Agent Checklist. I believe it was well received by all. At that time it was my intention to also draft a listing agent checklist. Well . . . approximately two years later I have finally completed that checklist. It was true in 2017, and still true today, that a single real estate transaction has so many moving parts and no one closing is the same. One of the single most important attributes of a successful Realtor is organization. While many of you have certain procedures in place to ensure you are organized, I wanted to offer a new tool for you to use.Continue Reading

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20 May

Thank You, Thank You, Thank You, Thank You!

Written By Joel Gerber Posted In Real Estate

Thank You Connect Savannah

Best Lawyer in Savannah – 2019 Connect Savannah

I am excited to announce that I was selected as the Best Local Attorney for the fourth consecutive year in the Connect Savannah 2019 Best of Savannah issue. As an attorney who focuses exclusively on residential real estate this is such an honor. The lawyers that practice law in the Coastal Empire are an incredibly talented group of individuals. I am so fortunate to be a part of that group.Continue Reading

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02 May

Two Years in a Row! Best Real Estate & Overall Attorney

Written By Joel Gerber Posted In Real Estate

BOB SAV MN C

I am pleased to announce that I was selected for the second year in a row as the Best Real Estate Attorney and Best Overall Attorney in the Savannah Morning News Best of the Best edition. One of my core principles is loyalty. It drives everything that I do and makes me who I am. We all love connecting with like-minded individuals and I am so fortunate that I have the privilege to work with so many loyal friends. That loyalty keeps me going each and every day. I know that these honors would not be possible without YOU. I will continue to give you and your clients everything I have every single day. As always, I am nothing without my incredible team. Thank you so much again for your continued support.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Facebook | Linkedin | Instagram

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07 Jan

Alex … I’ll take Homestead Exemption for …

Written By Joel Gerber Posted In Homestead Exemption, Real Estate

Homestead Exemption Joel Gerber Savannah Closing Attorney

Alex Trebek may know a lot, but even he could end up in jeopardy if he’s not careful when it comes to filing the Homestead Exemption. For those of you who are a Georgia resident, purchased a primary residence in 2018 (or have made a prior owned property your primary residence as of December 31, 2018) and that property is located in Bryan, Effingham, Liberty, Bulloch, Glynn, Long, McIntosh or Tattnall Counties, you are not in jeopardy and you should file for the Homestead Exemption. By filing for the Homestead Exemption, you will receive a reduction of your home’s assessed value each year going forward as long as you reside in the home as your primary residence.

To file for the Homestead Exemption in these eight counties you will need to bring your driver’s license (showing the new property address) and a January utility bill showing service in December 2018 to your respective county tax assessor’s office. The Homestead Exemption must be filed before April 1, 2019. You only need to file for the Homestead Exemption one time.Continue Reading

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17 Dec

Wishing You A Sweet And Happy New Year!

Written By Joel Gerber Posted In Real Estate

happy new year

The picture above just makes me happy! It reminds me of how many families I have had the privilege to help buy or sell a home. It reminds me of the most important thing about my job . . . the family-like relationships I have with the best Realtors in the business. I never thought I’d have a job that makes me feel the way I do every time I walk out of that room. It’s just pure happiness. Joy for the Realtors who have worked so hard to help another family, excitement for the lenders that have come through for their clients, and gratitude that I got to be a part of something so very special.

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04 Oct

2018 Georgia Super Lawyer Selection

Written By Joel Gerber Posted In Real Estate

Super Lawyers Selection Joel Gerber

I was recently notified by the Super Lawyers publication that I was selected to the 2018 Georgia Super Lawyers list. Only 5% of attorneys in the State of Georgia receive this distinction. I am honored to have been selected to this prestigious group of lawyers for the second year in a row (you have to be 40 to qualify). What is special about this this statewide honor is that the list is selected in part by my peers in the legal profession. I love what I do, but couldn’t do it without the incredible support of the Realtors, builders, lenders and clients that continue to trust me and my firm. Also, it goes without saying that I am nothing without my team.

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01 Aug

Mid-Year Thoughts

Written By Joel Gerber Posted In Real Estate

Mid Year Thoughts

As we move into the second half of the year I just wanted to take a few moments to express my sincere gratitude to all of the Realtors, lenders and clients that have given me the opportunity to help them this year. And what a year it has been so far! There is nothing that makes me happier than to see the Realtors I work with succeed. Not only are they successful but they are true professionals. Thank you for always holding me and my team to the highest of standards as that is what you and your clients deserve and must expect. I am especially grateful to those of you who let me know anytime we are not meeting your expectations. It’s the only way we can get better. Enjoy the rest of your summer and I wish each of you a safe and prosperous remainder of 2018.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Facebook | Linkedin | Instagram | Google+

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23 May

Three Years in a Row!

Written By Joel Gerber Posted In Real Estate

Best of Savannah CONNECT

Best Lawyer in Savannah – 2018 Connect Savannah

What a year so far! I am pleased and humbled to announce for the third consecutive year I was selected as Best Lawyer in the Connect Savannah 2018 Best of Savannah issue. As always, I must thank the incredible Realtors that I have the privilege of working with every day. Thank you so much again for giving me the opportunity to work with you and your amazing clients. I also want to recognize all of the lenders, my clients, as well as Brannen, Searcy & Smith for their continued support. And finally I need to thank my incredible real estate team who makes all of this possible! Thank you so much again for this incredible honor.Continue Reading

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30 Apr

Best Real Estate Attorney: Best of the Best – Savannah Morning News

Written By Joel Gerber Posted In Real Estate

Best of the Best Savannah Morning News hat trick

I’m pleased to announce that I was voted the Best Real Estate Attorney in the Savannah Morning News “Best of the Best” edition. I also won the Best Overall Attorney and Individual Attorney. It’s incredibly humbling to be recognized by my friends and colleagues. I work with the BEST Realtors, lenders and clients in town and none of this would have been possible without their continued support. Most importantly, I would like to recognize my entire team of paralegals who are the BEST in the business.Continue Reading

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01 Mar

Best of the Best – Vote Now!

Written By Joel Gerber Posted In Real Estate

Best of the Best Savannah Morning News

I am pleased to announce that I have been nominated in the following categories for the Savannah Morning News “Best of the Best”:

Best Real Estate Attorney, Best Individual Attorney and Best Overall Attorney.

Also, my firm Brannen, Searcy & Smith was nominated for Best Overall Law Firm.

Thank you so much for all of your continued support.

If you would like to vote please click on the link below (Services category).

Best of the Best – VOTE NOW!

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Facebook | Linkedin | Instagram | Google+

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02 Jan

Homestead Exemption … Come On Down!

Written By Joel Gerber Posted In Homestead Exemption, Real Estate

Homestead Exemption Come On Down SREL Savannah

Homestead Exemption … come on down, you’re the next contestant on the Price is Right! But, is the price really right? For those of you who are a Georgia resident, purchased a primary residence in 2017 (or have made a prior owned property your primary residence as of December 31, 2017) and that property is located in Bryan, Effingham, Liberty, Bulloch, Glynn or Tattnall Counties, the price is right and you should file for the Homestead Exemption. By filing for the Homestead Exemption, you will receive a reduction of your home’s assessed value each year going forward as long as you reside in the home as your primary residence.

To file for the Homestead Exemption in these six counties you will need to bring your driver’s license (showing the new property address) and a January utility bill showing service in December 2017 to your respective county tax assessor’s office. The Homestead Exemption must be filed before April 1, 2018.

For those who are a Georgia resident, purchased a primary residence in 2017 (or have made a prior owned property your primary residence as of December 31, 2017) and that property is located in Chatham County, the price is not necessary always right and you will need to utilize the information below to determine whether it is the right time for you to file for the Homestead Exemption.Continue Reading

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11 Dec

Joel’s Selling Agent Checklist

Written By Joel Gerber Posted In Real Estate

As we approach 2018, many of you will set new resolutions for yourself. Some are personal and some relate to your real estate business. As you know, a single real estate transaction has so many moving parts and no one closing is the same. One of the single most important attributes of a successful Realtor is organization. While many of you have certain procedures in place to ensure you are organized, I wanted to offer a new tool for the upcoming year.

I am pleased to present my Selling Agent Checklist. This checklist takes into account the most important issues that you will commonly encounter in connection with a closing. I have also included certain issues that may not come up that often, but when they do can create a multitude of issues if not addressed properly.Continue Reading

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15 Jun

Everybody Loves Cash… Deals*

Written By Joel Gerber Posted In Real Estate

Cash Deals JUNE

We all love cash transactions. Generally they are smooth and logistically easier than closings with lender financing. While there are a few issues that you as a Realtor do not have to address with a cash closing (i.e., lending), there are so many other issues that you need to make sure your client is aware of. Below are some points that you want to make sure you have addressed with your buyer (although the closing attorney should be addressing many of them at the closing).
Continue Reading

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02 Jun

Two Years in a Row!

Written By Joel Gerber Posted In Real Estate

connect savannah best lawyer Joel Gerber two in a row

Best Lawyer in Savannah – 2017 Connect Savannah

I am pleased and humbled to announce I was selected as Best Lawyer in the Connect Savannah 2017 Best of Savannah issue for the second consecutive year. As a closing attorney, I have the opportunity to work with the best and brightest Realtors in the area (including Chatham, Bryan, Effingham, Liberty and Bulloch Counties). Thank you so much for giving me the opportunity to work with you and your incredible clients.Continue Reading

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04 May

Investment Property Contract Must Haves

Written By Joel Gerber Posted In Real Estate, Rental Properties

Investment Property Must Haves

What Every Selling Agent Must Put In The Contract

Many of you have handled a transaction involving an investment property. And as you know there are a number of contract issues that you must address that are not involved with the closing of a primary residence. I wanted to use this post to put all of those issues into one article. Now every deal is different, but the issues below are fairly common for any occupied investment property.

The Lease

You should include a requirement in the contract that the seller will provide a full copy of the lease within three days of the Binding Agreement Date. Why is this so important? Your client needs to make sure he or she is comfortable with the terms of the lease (i.e., rental rate, lease term, etc.). At closing the lease will be assigned from the seller to the buyer effectively making the buyer the new landlord. If the lease terms are not favorable based on your client’s investment goals you will want to make this determination during due diligence so your client can terminate the contract.Continue Reading

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06 Apr

ROCKSTAR Real Estate Paralegal Needed

Written By Joel Gerber Posted In Real Estate

Now Hiring Real Estate Paralega

Brannen, Searcy & Smith, LLP is looking to hire a well-qualified real estate paralegal to join the team.

The applicant MUST have a MINIMUM of 3 years work experience as a real estate paralegal.

Equally as important, the applicant MUST have a wonderful rapport with real estate agents and lenders.Continue Reading

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27 Mar

Closing Tip of The Week

Written By Joel Gerber Posted In Closing Tips, Real Estate

CAD Joel Gerber

Important Change To The 2017 Community Association Disclosure – Listing Agents Beware

Back in May 2016, I posted an article regarding disputes arising between the buyer and seller in connection with the Community Association Disclosure (“CAD”). The issue that frequently caused problems was that while the seller was filling out the CAD to the best of his or her knowledge, the seller either (1) failed to include all of the relevant fees, charges, etc. on the CAD or (2) was unaware of some of the same (i.e., transfer fee). If the seller failed to include a fee or charge on the CAD, arguably it was not clear whether the buyer or seller was responsible for paying those fees at closing. My advice to the selling agents was to attempt to contact the HOA to confirm the accuracy of the information included in the CAD during the due diligence period.Continue Reading

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17 Feb

Why Do I Personally Call Every Buyer?

Written By Joel Gerber Posted In Real Estate

Why call

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03 Jan

Homestead Exemption and Happy New Year!

Written By Joel Gerber Posted In Homestead Exemption, Real Estate

Homestead Exemption d

Now that Ho Ho Ho is over and Happy New Year is upon us, another important “H” word must be addressed. That’s right . . . the Homestead Exemption. If you are a Georgia resident and purchased a primary residence in 2016, the following is a guide to help you determine whether you should file for the exemption this year. Please note that for those of you who live in Bryan, Effingham, Liberty or Bulloch County guidance for filing the Homestead Exemption is addressed towards the end of this post.

For Chatham County property owners, first go to the Chatham County Tax Assessor’s website. Search by address to view your property record card. Do not be alarmed if the proprty record card is not yet in your name. The 2016 Fair Market Value of your property can be found in the top right corner of the property record card. You will need to know the Fair Market Value to determine whether to file for the Homestead Exemption.Continue Reading

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02 Dec

Georgia Super Lawyer Selection

Written By Joel Gerber Posted In Real Estate

Super Lawyers Savannah Real Estate Lawyer Joel Gerber

I was just notified by the Super Lawyers publication that I was selected to the 2017 Georgia Super Lawyers list. Only 5% of attorneys in Georgia receive this distinction. While I have received the Georgia Super Lawyer Rising Star honor for many years (awarded to attorneys under the age of 40), this is the first time I have been selected to the Super Lawyer list. I guess this really just means I’m getting old.Continue Reading

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31 Oct

Realtor Tip of the Week: Is Your Seller Deceased?

Written By Joel Gerber Posted In Closing Tips, Real Estate

Is Your Seller Deceased Joel Gerber

Over the past several months, I have had a number of closings delayed because the seller or one of the sellers was deceased. You have many issues to address during your initial listing appointment, but this is a significant matter that shouldn’t be overlooked. Below are suggestions to eliminate or minimize a delay to your closing.

Prior to the first meeting with a prospective seller, research who actually owns the property. You can accomplish this by obtaining a copy of the deed through the Georgia Clerks Authority’s website (www.gsccca.org). There is a cost associated with this website, but many of the brokerages already have an account. As long as the individual(s) on the most current deed are at the listing appointment and sign the listing agreement you are good to go (assuming they remain alive through the day of closing). Do not rely on the property record card. These cards are only updated once a year and are not necessarily accurate as it relates to ownership. Continue Reading

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19 Sep

You And Your Client Must Feel Like The Only One

Written By Joel Gerber Posted In Real Estate

You Are Number One

As I was trying to figure out what to post this week I ran across one of my past blog entries. After reading it again, I felt it was appropriate to update and re-post. After all, it’s exactly how I felt then and even more so now.

Every realtor must demand service, accessibility and the pursuit of perfection from his or her closing attorney. Demanding these three things is the only way to ensure that your real estate business is able to focus on what you do best – helping people find homes and getting listings sold. You are entitled to demand these three things regardless of whether you (1) send the closing attorney 50 closings a year or just one or (2) have a long-standing personal relationship with the closing attorney or just working with him or her for the first time. This is what you deserve as a real estate professional. Continue Reading

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22 Aug

Realtor Tip of the Week

Written By Joel Gerber Posted In Closing Tips, Real Estate

walk through inspections joel gerber

You Should Consider An Early Walk-Through Inspection

Over the past several months I have been getting calls the day of or the night before closing regarding repairs that had not yet been completed or items that had been removed from the property that were supposed to remain. Whether you are the selling or listing agent, this is the last thing that want to be dealing with at this time. This post will provide a few suggestions on how to hopefully minimize the chance of this happening on one of your closings.Continue Reading

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25 May

Best Lawyer 2016 Connect Savannah

Written By Joel Gerber Posted In Real Estate

I am pleased to announce I was selected as Best Lawyer in the Connect Savannah 2016 Best of Savannah issue. As a real estate closing attorney I get to work with the best Realtors, lenders and clients every day. I would like to recognize my firm Brannen, Searcy & Smith, LLP for its continued support and my amazing team of paralegals.

Thank you so much for this wonderful honor.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Google+ | Facebook | Linkedin

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02 May

Closing Tip of The Week

Written By Joel Gerber Posted In Closing Tips, Real Estate

Community Association Disclosure Joel Gerber Savannah GA

Confirm the Accuracy of the Community Association Disclosure

With increasing frequency I have received calls from agents regarding the seller’s failure to disclose certain fees on the Community Association Disclosure (“CAD”). These calls are coming just a few days before closings as the settlement statements are distributed to the parties. Those conversations are going something like this:

The selling agent says:
“The seller stated there was no transfer or capital contribution fee.”

The listing agent says:
“The seller had no clue there was a transfer or capital contribution fee.”

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21 Feb

You’re Withholding How Much Of My Seller’s Proceeds?

Written By Joel Gerber Posted In Real Estate

Wheres My Money Joel Gerber Savannah Closing Attorney

What Every Listing Agent MUST Know About Sellers Who Are Not U.S. Citizens Or Georgia Residents

So your seller is not a U.S. Citizen (and does not have a Green Card). . .

Under federal law (specifically, the Foreign Investment in Real Property Tax Act (“FIRPTA”)), if a foreign person sells U.S. real property, the buyer is required to withhold no less than ten percent (10%) of the sales price and remit it to the IRS. Yes, I said the sales price. If that isn’t bad enough, in some instances the ten percent (10%) can be as high as fifteen percent (15%). Like everything else in life, however, there are always few exceptions (and one fairly common one). So let’s look at this a little closer.Continue Reading

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28 Jan

Two Rockstar Real Estate Paralegals Needed

Written By Joel Gerber Posted In Real Estate

Brannen, Searcy & Smith, LLP is looking to hire TWO well-qualified real estate paralegals to join the FIVE AMAZING PARALEGALS currently on the team.

The applicants MUST have a MINIMUM of 1 year work experience as a real estate paralegal/closer.

Equally as important, the applicant MUST have a wonderful rapport with real estate agents and lenders.Continue Reading

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11 Jan

It’s Homestead Exemption Time

Written By Joel Gerber Posted In Homestead Exemption

Homestead Exemption JAN

As 2016 begins, so do questions regarding the Homestead Exemption. If you are a Georgia resident and purchased a primary residence in 2015 located in Chatham County, the following is a guide to help you determine whether you should file for the exemption this year.

For those of you who are Georgia residents, purchased a primary residence in 2015 located in Bryan, Effingham, Liberty or Bulloch County, no guidance is needed – you should file away!

For Chatham County property owners, first go to the Chatham County Tax Commissioner’s website at chathamtax.org. Follow the prompts to search for your property tax bill. Do not be alarmed if the tax bill for your property is not in your name yet. The tax assessor updates its records regarding the new owner in 2016. On the tax bill locate the Fair Market Value. You will need to know the Fair Market Value to determine whether to file for the Homestead Exemption. Continue Reading

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31 Dec

All I Can Say Is Thank You… Again!

Written By Joel Gerber Posted In Real Estate

Thank You Joel Gerber

I never post the same thing twice, but I can’t come up with anything better to express my thoughts as 2015 comes to an end. So here you go… Happy New Year!

I was trying to figure out what to post as 201[5] comes to a close and I am speechless. I know, I know… you are probably laughing right since I always seem to have something to say. But seriously, I am just overwhelmed with emotion as I sit here typing. I really cannot believe how fortunate I am to be part of the local real estate community. It is a powerful group of individuals who take their business very seriously. From the Realtors to the lenders (and everyone in between), thank you for allowing me to be a part of your [world].Continue Reading

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27 Oct

CFPB – So How Is It Going?

Written By Joel Gerber Posted In Uncategorized

CFPB TRID TIPS

TRID Tips For Realtors

So I told you the world wasn’t going to come to an end with the new CFPB changes. And while most of you haven’t even had a closing with the new rules, I just wanted to re-post my CFPB Tips for Realtors as I think they will be helpful as your first TRID closing approaches.Continue Reading

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03 Sep

The 30 Day CFPB Countdown Begins: Are You Ready?

Written By Joel Gerber Posted In CFPB

30 Day CFPBCountdown Begins

So you have been hearing about the upcoming CFPB changes for a while now and starting October 3rd they will become a reality. So what does this really mean for you as a Realtor? For those of you who currently work with great closing attorneys and lenders there should not be a significant impact. Those closing attorneys and lenders should be ready for the new changes – we are! Remember, the new rules apply to loan applications taken on or after October 3rd (for most residential loan closings). Below are a few items to note in connection with the changes taking place. Continue Reading

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10 Jul

Best Real Estate Closing App Ever!

Written By Joel Gerber Posted In Closing Tips, Real Estate

How many times has your client asked what will my closing costs be? And how many times have you had to call or email the law firm who is conducting the closing to obtain this information?

Well never again! I am please to introduce my new desktop and mobile app (and yes it will change your life forever).

The app will allow you to generate instant closing cost figures, seller net sheets, title quotes and pre-HUDs. You can then email these figures directly to your client from the app by keying in his or her email address.

Oh yeah – it’s that easy!

The app (1) comes with a built-in mortgage calculator which includes closing costs for when your buyer needs to know how much he or she will have to pay for a home he or she wants to purchase and (2) features a seller’s net sheet tool for all your clients who have a listing and want to know how much they’re going to net after all is said and done.

So How Do You Register?

All you have to do, is click on this link -> BSS Closing App. Then just click on the orange button to “Create Free Account”, key in your details and you’re good to go.

Please Note: The figures generated by this app are specific to real estate closings at Brannen, Searcy & Smith, LLP.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Google+ | Facebook | Linkedin

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10 Jun

The Funniest CFPB Seminar Ever!

Written By Joel Gerber Posted In CFPB

Wednesday, June 17, 2015, 10:00 a.m. in the SAR Classroom

I will be speaking on the upcoming CFPB changes that take affect on August 1st.

To register go to savannaharearealtors.com, click on “Spring 2015” OR call the SAR office at 354-1513. There is no cost to attend (No CE hours).

I hope to see many of you there. I promise you will laugh at least once!

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Google+ | Facebook | Linkedin

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20 Apr

CFPB: What The Heck Is This? STOP And Watch This Video!

Written By Joel Gerber Posted In CFPB

CFPB Joel Gerber

If you are a Realtor you MUST watch this video. I know, I know, the real estate market is booming and you barely have time to eat or sleep. But trust me, this is important stuff and you must start preparing now.

What if I told you the HUD-1 settlement statement is being replaced by something called a Closing Disclosure? What if I told you the buyer had to receive a copy of the Closing Disclosure at least three days before closing – or you don’t close? You probably wouldn’t believe me. It’s happening, but these changes will ensure a smoother, less stressful closing for you and your client.Continue Reading

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06 Mar

Savannah Area Realtors Awards Banquet

Written By Joel Gerber Posted In Real Estate

joel gerber savannah area realtors awards banquet
This past Saturday night, Brannen, Searcy & Smith, LLP was honored to be a Silver Sponsor at the Savannah Area Realtors Awards Banquet. The event was a tremendous success! I want to congratulate all of the Realtors who received their Distinguished Sales Society awards as well as the other award recipients. It was a privilege to be in attendance.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Google+ | Facebook | Linkedin

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26 Feb

ROCKSTAR Real Estate Paralegal Needed

Written By Joel Gerber Posted In Real Estate

Paralegal Wanted

Brannen, Searcy & Smith is looking for a well-qualified real estate paralegal to join the Savannah office team. The applicant MUST have a MINIMUM of three years work experience in a real estate closing attorney’s office and be proficient in ALL aspects of the closing process. Equally as important, the applicant MUST have a wonderful rapport with real estate agents, lenders, buyers and sellers.Continue Reading

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09 Feb

Richmond Hill . . . Here We Come!

Written By Joel Gerber Posted In Real Estate

I am excited to announce that my firm, Brannen, Searcy & Smith, LLP, will open its Richmond Hill office on February 26, 2015. The new office, located at 405 Harris Trail Road, Unit C, will be dedicated to real estate closings in Richmond Hill and the surrounding areas.

Brannen, Searcy & Smith, LLP, a Martindale-Hubbell AV-rated firm, was organized as a partnership by Perry Brannen, Sr. in 1937. For almost 80 years, the firm has grown and prospered, achieving success and a reputation that demands respect in the legal community.

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at jgerber@brannenlaw.com.

You can find Joel on Google+ | Facebook | Linkedin

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08 Jan

Homestead Exemption: What, Where & When?

Written By Joel Gerber Posted In Homestead Exemption, Real Estate

As 2015 begins, so do questions regarding the Homestead Exemption. If you purchased a primary residence in 2014 located in Chatham County, the following is a guide to help you determine whether you should file for the exemption this year. For those of you who purchased a primary residence in 2014 located in Bryan, Effingham or Liberty County, no guidance is needed – you should file away!
Continue Reading

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12 Dec

All I Can Say Is Thank You!

Written By Joel Gerber Posted In Real Estate

I was trying to figure out what to post as 2014 comes to a close and I am speechless. I know, I know . . . you are probably laughing right now since I always seem to have something to say. But seriously, I am just overwhelmed with emotion as I sit here typing. I really cannot believe how fortunate I am to be part of the local real estate community. It is a powerful group of individuals who take their business very seriously. From the Realtors to the lenders (and everyone in between), thank you for allowing me to be a part of your community.Continue Reading

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21 Oct

Death and Divorce and Bankruptcy, Oh, My!

Written By Joel Gerber Posted In Closing Tips, Real Estate

Important Questions Every Listing Agent Should Ask

As you know, there are many facets to the closing process. Some you can control and some you cannot. Many of the issues you cannot control on the selling side, however, can be well managed if addressed early. By asking some basic questions up front, a listing agent is the best person to initially identify some of these issues. While a few of the questions that should be asked are personal in nature, knowing the answers will allow you to help your seller (and the closing attorney) prepare for a smooth closing.
Continue Reading

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08 Sep

Common Contract Pitfalls to Avoid – Part 1

Written By Joel Gerber Posted In Contracts, Real Estate

Earlier this year, I had the privilege of presenting at Savannah Area REALTORS® on Common Contract Pitfalls to Avoid. Several Realtors asked me if I had any written materials regarding this presentation – which I didn’t – until now. This will be a three part series highlighting some of the topics discussed at that presentation. The following are issues that I have seen over the years that have caused problems (that could have been avoided).Continue Reading

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03 Jul

Fraud Alert, Happy 4th of July & Thank You!

Written By Joel Gerber Posted In Closing Tips, Real Estate

I recently learned of a new scam going on and wanted to pass this on. Several clients in other parts of Georgia have fallen victim to this. First, the buyer receives an email from his/her agent or the closing attorney with the law firm’s wiring instructions. Next, someone hacks into the law firm’s or agent’s email account and sends the buyer “updated” or “corrected” wiring instructions. I’m sure you see where this is going. Please make sure that you mention to your clients that if he/she receives an email with “updated” or “corrected” wiring instructions to contact the closing attorney by phone to verify the accuracy of the wiring instructions.

On a happier note, I want to wish you and your family a happy and safe holiday weekend. Also, I want to take this opportunity to thank everyone who has allowed me and my team to be a part of your closings this year. Wishing you a busy and prosperous 2nd half of the year!

If you have any questions regarding this post or have any other questions regarding real estate closings, trusts and estates, probate and LLC formations please call me on my cell anytime at (912) 484-1996 or email me at jgerber@brannenlaw.com (even nights and weekends).

You can find Joel on Google+ | Facebook | Linkedin

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21 May

Best Lawyer (and Law Firm) in Savannah – Connect Savannah 2014 (Runner-Up)

Written By Joel Gerber Posted In Real Estate

Connect Savannah recently released the results for its annual Best of Savannah Readers Poll. I am humbled and excited to announce that I was voted runner-up in the category of Best Lawyer in Savannah. Also, my law firm, Brannen, Searcy & Smith, LLP, was voted the best law firm (runner-up). Both myself and the firm thank you for this honor and appreciate your continued support.

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01 May

Flood Insurance Update: The Chaos Is NOT Over!

Written By Joel Gerber Posted In Real Estate

As most of you know, the Biggert Waters Flood Reform Act of 2012 (the “Old Act”) went into effect in October 2013 and started causing all kinds of chaos with flood insurance premiums (What the HECK is Going on with Flood Insurance Premiums?). As of May 1, 2014, the Homeowner Flood Insurance Affordability Act of 2014 went into effect (the “New Act”). Many of you may believe that this New Act stops the chaos caused by the Old Act – IT DOES NOT! The New Act simply provides a short term (4 year) roll back of the provisions of the Old Act that pertain to primary residences. For secondary homes, rental properties and other severe loss properties, they will continue to move to full risk rating over the next 4 years and if you cannot prove that it’s your primary residence, then the gradual increase will apply.Continue Reading

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11 Apr

No Charge for Title Work if Closing Terminates

Written By Joel Gerber Posted In Real Estate

It was recently brought to my attention that some of the other closing offices in town do not charge for a title abstract if the closing does not occur. I am pleased to announce that our new firm policy is the same and there is no risk at all that your client will be charged for a title abstract in the event the closing does not occur. Have a great rest of the week.

And as always if you need anything call me on my cell anytime at (912) 484-1996 or email me at jgerber@brannenlaw.com (even nights and weekends).

You can find Joel on Google+ | Facebook | Linkedin

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31 Mar

Help Wanted: Looking For An AMAZING Real Estate Paralegal

Written By Joel Gerber Posted In Real Estate

Thanks to all of the support our office continues to receive, we are looking to expand. I am looking for a well-qualified real estate paralegal to join the two awesome paralegals I already have. The applicant must be able to handle ALL aspects of the closing process AND have a wonderful rapport with real estate agents and lenders.

Very competitive pay
Full benefits
An incredible team-oriented work environment

If you know of any qualified applicants please have them submit resumes to me at jgerber@brannenlaw.com.

Thank you for all of your help.

Joel Gerber

You can find Joel on Google+ | Facebook | Linkedin

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10 Mar

Savannah Area Realtors DSS Awards Banquet

Written By Joel Gerber Posted In Real Estate

This past Saturday night, Brannen, Searcy & Smith, LLP was honored to be a Silver Sponsor at the Savannah Area Realtors DSS Awards Banquet. The event was a huge success! It was both well planned and well attended. I want to congratulate all of the realtors who received their Distinguished Sales Society awards as well as the other award recipients. Working closely with realtors every day, I know how much effort goes into earning such a prestigious award.

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04 Feb

Lunch & Learn – “Common Contract Pitfalls to Avoid & What You Should Expect from Your Closing Attorney”

Written By Joel Gerber Posted In Real Estate

Topic: “Common Contract Pitfalls to Avoid & What You Should Expect from Your Closing Attorney”

Speaker: Joel Gerber – Brannen, Searcy & Smith, LLP

Sponsored by: Mungo Homes

Date: Wednesday, February 12, 2014

Networking & Lunch: 12:00pm

Speaker: 12:30pm

Location: Savannah Area Realtors – 7015 Hodgson Memorial Drive

In order to give our sponsor an accurate count, please RSVP for lunch no later than Monday, February 10, 2014. This is an SAR member benefit – No Charge to attend for SAR members.
Due to Educational Requirements, NO CE Credit is given for Lunch & Learn sessions.
To RSVP, please contact Lori at loriv@savannahboardofrealtors.com.

You can find Joel on Google+ | Facebook | Linkedin

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22 Jan

Homestead Exemption: Remind Me What To Do Again

Written By Joel Gerber Posted In Homestead Exemption

What if I bought my home in 2013 and the 2013 tax assessed value is less than what I paid?

For those of you who bought a primary residence in 2013 and paid more than the 2013 tax assessed value (assuming the building and the land have been given values) you want to file for your Homestead Exemption on or before March 31, 2014. By filing for Homestead, you (1) will receive a reduction of your home’s assessed value each year going forward and (2) you are locking in your home’s assessed value. This is a good thing because this “lock” will prevent your home’s assessed value from increasing over the years (as long as you do not apply for a building permit). Please note that the locked value (commonly known as your Stephens Day rate) does not apply to the school tax portion of your tax bill. You can file your Homestead Exemption by going to the appropriate tax assessor’s office (for the county in which your property is located). Call before you go there and confirm what items you may need to bring (i.e., a 2013 utility bill, etc.). Continue Reading

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31 Dec

Thank You and Happy New Year!

Written By Joel Gerber Posted In Real Estate

To my clients, thank you for allowing me to represent you and provide you guidance throughout the year.

To my friends who have referred me their friends and clients, thank you for trusting me.

To the realtors and lenders that have allowed me to work with their clients for years – thank you. Your support continues to serve as the foundation that allows me to grow my practice.Continue Reading

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08 Nov

2013 Is Not Over And 2014 Is Right Around The Corner

Written By Joel Gerber Posted In Real Estate

Halloween is behind us, Thanksgiving is just around the corner and I can almost hear Santa’s sleigh. While the holidays are a wonderful time of year to reflect and spend time with friends and family, do NOT let it interfere with the goals you set for yourself in the beginning of 2013 or impede your planning for an amazing 2014. No, I’m not trying out for the role of Ebenezer Scrooge, but I know how hard you’ve worked this year and want to see each of you get close, meet or hopefully exceed your professional goals for the year.Continue Reading

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09 Oct

You Must Feel Like The Only One

Written By Joel Gerber Posted In Real Estate

Every realtor must demand service, accessibility and the pursuit of perfection from his or her closing attorney. Demanding these three things is the only way to ensure that your real estate business is able to focus on what you do best – helping people find homes and getting listings sold. You are entitled to demand these three things regardless of whether you (1) send the closing attorney 50 closings a year or just one or (2) have long-standing personal relationship with the closing attorney or just met them for the first time through a closing. This is what you deserve as a real estate professional.Continue Reading

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19 Sep

Realtor Rumors: Can You Pay Less Taxes If Your Real Estate Business Is An LLC?

Written By Joel Gerber Posted In Estate Planning, LLC's, Real Estate

Over the past few months several realtors have asked me: “Is it true that if I form a LLC (limited liability company) and run my real estate business through it I can pay less in taxes?” Before I answer that question I must clarify that I am NOT an accountant and this post should not be relied on as accounting advice. This post may, however, be used as “food for thought” and the basis for a discussion with your accountant. I know a number of accountants and they all have different approaches and opinions when it comes to various tax saving “strategies”. The structure below may not work for each realtor (based on your specific situation) and/or your accountant’s position on the issue.Continue Reading

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10 Sep

While Your Closing Attorney Must Be Great – The Closing Paralegal MUST Be AMAZING!

Written By Joel Gerber Posted In Real Estate

So we all know the saying that behind ever great man is an even better woman. While that is true in my household (no, I’m not calling myself great, it’s just an expression), it also holds true (times two) in my office. Yes, the closing attorney often times is what first attracts a realtor or a buyer to a particular closing office; and yes, the attorney reviews the title and deals with issues on problem files; and yes, the attorney conducts the closing, BUT there is so much more involved on a typical closing and that is where the closing paralegal MUST be AMAZING.Continue Reading

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04 Sep

Closing Tip: You Want A Smooth Closing? You Better Select A GREAT Lender!

Written By Joel Gerber Posted In Closing Tips, Real Estate

It goes without saying that you MUST select a great closing attorney (and staff) and real estate professional when putting together your TEAM to purchase a home. Do NOT, however, take your selection (or for realtors your lender recommendations) lightly. The fact is a great lender can make all the difference when it comes to finalizing your TEAM.

What many people do not realize is that the lender is more than the loan officer (also known as the loan originator or the person you know at the bank that is sooooo nice). While the loan officer generally is the face of the lender in many instances and plays a critical role, there are two other components to a lender that cannot be ignored – the underwriting and closing department. Below I will briefly address the role of each of the three members of the lending team that you MUST research before selecting a lender.Continue Reading

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29 Aug

Closing Tip: What the HECK is Going on with Flood Insurance Premiums?

Written By Joel Gerber Posted In Closing Tips, Real Estate

One of the biggest topics surrounding real estate right now is: What the heck is going on with flood insurance premiums? Well, in 2012 the Biggert Waters Flood Reform Act (the “Act”) was passed by Congress. In part it was designed to extend the flood program five years. Why? To help eliminate closings that were being delayed because flood insurance was not available.

What also was included was a plan to bring the National Flood Insurance Program out of the doldrums and make it self-sufficient. While all that sounds great, what was never reviewed was the potential financial impact on some homeowners.Continue Reading

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22 Aug

Investment Properties – Do You Really Need an LLC?

Written By Joel Gerber Posted In LLC's, Real Estate, Rental Properties

One of the most frequently asked questions I get as a real estate and estate planning attorney is: Should I transfer my investment rental property into a limited liability company (LLC)? The answer is very simple. YES! Why you ask? If you own a rental property in your individual name and someone is seriously injured on the property, many of your personal assets are exposed. In other words, a lot of what you have worked for your entire life could be taken away in an instant if you are sued in your individual name and found liable. By having the rental property in an LLC, your personal assets are protected.Continue Reading

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What is a closing and what does the closing attorney do?

Best Lawyer in Savannah – 2019 Connect Savannah

Best Lawyer in Savannah – 2018 Connect Savannah

Best Lawyer in Savannah – 2017 Connect Savannah

What Every Selling Agent Must Put In The Contract

The Lease

Important Change To The 2017 Community Association Disclosure – Listing Agents Beware

You Should Consider An Early Walk-Through Inspection

Confirm the Accuracy of the Community Association Disclosure

What Every Listing Agent MUST Know About Sellers Who Are Not U.S. Citizens Or Georgia Residents

So your seller is not a U.S. Citizen (and does not have a Green Card). . .

TRID Tips For Realtors

So How Do You Register?

Important Questions Every Listing Agent Should Ask

What if I bought my home in 2013 and the 2013 tax assessed value is less than what I paid?

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