The 30 Day CFPB Countdown Begins: Are You Ready?

Written by Joel Gerber. Posted in CFPB

30 Day CFPBCountdown Begins

So you have been hearing about the upcoming CFPB changes for a while now and starting October 3rd they will become a reality. So what does this really mean for you as a Realtor? For those of you who currently work with great closing attorneys and lenders there should not be a significant impact. Those closing attorneys and lenders should be ready for the new changes – we are! Remember, the new rules apply to loan applications taken on or after October 3rd (for most residential loan closings). Below are a few items to note in connection with the changes taking place.

The Funniest CFPB Seminar Ever!

Written by Joel Gerber. Posted in CFPB

Wednesday, June 17, 2015, 10:00 a.m. in the SAR Classroom

I will be speaking on the upcoming CFPB changes that take affect on August 1st.

To register go to, click on “Spring 2015” OR call the SAR office at 354-1513. There is no cost to attend (No CE hours).

I hope to see many of you there. I promise you will laugh at least once!

As always, if you need help with anything at all, please do not hesitate to contact me anytime at (912) 484-1996 (even nights and weekends) or email me at

You can find Joel on | | Linkedin

CFPB: What The Heck Is This? STOP And Watch This Video!

Written by Joel Gerber. Posted in CFPB

If you are a Realtor you MUST watch this video. I know, I know, the real estate market is booming and you barely have time to eat or sleep. But trust me, this is important stuff and you must start preparing now.

What if I told you the HUD-1 settlement statement is being replaced by something called a Closing Disclosure? What if I told you the buyer had to receive a copy of the Closing Disclosure at least three days before closing – or you don’t close? You probably wouldn’t believe me. It’s happening, but these changes will ensure a smoother, less stressful closing for you and your client.


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