As most of you know, the Biggert Waters Flood Reform Act of 2012 (the “Old Act”) went into effect in October 2013 and started causing all kinds of chaos with flood insurance premiums (What the HECK is Going on with Flood Insurance Premiums?). As of May 1, 2014, the Homeowner Flood Insurance Affordability Act of 2014 went into effect (the “New Act”). Many of you may believe that this New Act stops the chaos caused by the Old Act – IT DOES NOT! The New Act simply provides a short term (4 year) roll back of the provisions of the Old Act that pertain to primary residences. For secondary homes, rental properties and other severe loss properties, they will continue to move to full risk rating over the next 4 years and if you cannot prove that it’s your primary residence, then the gradual increase will apply.Continue Reading
Real Estate
No Charge for Title Work if Closing Terminates
It was recently brought to my attention that some of the other closing offices in town do not charge for a title abstract if the closing does not occur. I am pleased to announce that our new firm policy is the same and there is no risk at all that your client will be charged for a title abstract in the event the closing does not occur. Have a great rest of the week.
And as always if you need anything call me on my cell anytime at (912) 484-1996 or email me at jgerber@brannenlaw.com (even nights and weekends).
Help Wanted: Looking For An AMAZING Real Estate Paralegal
Thanks to all of the support our office continues to receive, we are looking to expand. I am looking for a well-qualified real estate paralegal to join the two awesome paralegals I already have. The applicant must be able to handle ALL aspects of the closing process AND have a wonderful rapport with real estate agents and lenders.
- Very competitive pay
- Full benefits
- An incredible team-oriented work environment
If you know of any qualified applicants please have them submit resumes to me at jgerber@brannenlaw.com.
Thank you for all of your help.
Joel Gerber
Savannah Area Realtors DSS Awards Banquet
This past Saturday night, Brannen, Searcy & Smith, LLP was honored to be a Silver Sponsor at the Savannah Area Realtors DSS Awards Banquet. The event was a huge success! It was both well planned and well attended. I want to congratulate all of the realtors who received their Distinguished Sales Society awards as well as the other award recipients. Working closely with realtors every day, I know how much effort goes into earning such a prestigious award.
Lunch & Learn – “Common Contract Pitfalls to Avoid & What You Should Expect from Your Closing Attorney”
Topic: “Common Contract Pitfalls to Avoid & What You Should Expect from Your Closing Attorney”
Speaker: Joel Gerber – Brannen, Searcy & Smith, LLP
Sponsored by: Mungo Homes
Date: Wednesday, February 12, 2014
Networking & Lunch: 12:00pm
Speaker: 12:30pm
Location: Savannah Area Realtors – 7015 Hodgson Memorial Drive
In order to give our sponsor an accurate count, please RSVP for lunch no later than Monday, February 10, 2014. This is an SAR member benefit – No Charge to attend for SAR members.
Due to Educational Requirements, NO CE Credit is given for Lunch & Learn sessions.
To RSVP, please contact Lori at loriv@savannahboardofrealtors.com.